It’s a rare family that’s not on a food budget. The family food shopper searches for any way possible to cut back on the amount of money spent on food. One of those is using coupons. Personally, I love the flexibility and convenience (also a time saver) of the AmazonFresh program.
Conservatively speaking, there are millions of coupons circulating every day that could cut your food budget by 30 to 50% - even more if you’re willing to turn couponing into a passion.
Even the casual coupon clipper can become quite successful overnight and with more work and dedication become a super saver shopper. You have to be patient, flexible and perhaps give up your favorite brand, but it can be done and you can save a lot of money.
Remember, coupons are designed to sell a certain product and get you in the store but if the item is not one you need and use, then saving money on that item is a moot point.
Food coupons can be found anywhere. The Sunday newspaper is usually the best source but also look on line, at public libraries and at coupon swap boxes at the store itself. Some stores issue coupons at checkout for use on your next trip. Be sure and note expiration dates and if a cash value is offered. Don’t let them expire and go to waste.
Organize before you shop. Keep coupons sorted by food type in an easy to search through container and match coupons with needs on your grocery list. Some coupons have mail in rebates. Beware of this and follow up.
Sign up for a store loyalty card that usually offers coupons plus bonus points that are cumulative each time you shop. Using a store’s own credit card can lead to double points and free item coupons.
When you combine regular coupons with sale prices, you’re becoming a super saver. If a coupon item is not on sale and it’s not an urgent buy wait until it’s on sale. Be on the lookout for sale and bonus points tags.
Compare ads. It may pay you to drive to more than one store if it’s an item you need, have a coupon and it’s not available anywhere else. But, before you burn up extra gas, ask if the store honors its competitor’s coupons. Many will do this just to keep you in the store. You can call ahead to save a trip.
Don’t be susceptible to the 2 for a dollar marketing tool unless it’s to your advantage with a coupon. If you need two of the item go ahead and buy them; but save by buying only one if that’s what you need. For example, the sign may read: 15 limes for a dollar. Unless you’re a big lime user, some could go bad before you use them.
There was a time when some shoppers felt using coupons was not appreciated by the grocer and hesitated to use them. They didn’t want to hold up the line while the checker scanned coupons.
It’s a faster and easier method now with computers. Some of these strategies may not be right for you. It takes practice and patience, trial and error. If stretching your food dollar is your goal, there are few better ways than using coupons!
A fibromyalgia diagnosis might be a scary medical term for you to hear especially if you don’t know what it is and don’t know anyone who has the condition. The first step to do is to relax. Take a deep breath and know that you are not alone. There are others who successfully deal with this condition and there are many support groups available both online and off that can help you learn about your condition.
Decide right away that you’re going to become an expert about the condition. After all, it’s your body and you’re the best one in charge to fight back and keep yourself as healthy as you possibly can.
Your first step should be to assemble the best medical or holistic care for your condition. You may need to be seen by more than one professional. Some patients routinely see a chiropractor, their physician, and a doctor who specializes in rheumatoid care.
Usually these are doctors proficient in internal medicine. Because the medical profession is still learning about how fibromyalgia affects the body, if you have a doctor who simply wants to medicate you without trying to find the best treatment for you, then consider finding a new doctor. You need one who stays up to date on the latest treatment information about the condition.
You may need to educate your family on what a fibromyalgia diagnosis means to them. It may require some lifestyle changes for you in order to keep your health on an even keel. You may have to rest more frequently, do less around the house or even find a career that’s not as taxing to you physically.
A dietician may be beneficial to you as you learn what you need to add (or subtract) from your eating habits. Some patients have seen improvement in learning how to manage their level of pain by going to physical therapy.
Talk to your doctor to determine if finding a physical therapist would aid in handling your fibromyalgia. Because of the pain linked with this condition, many patients want to resist any type of exercise but keeping a healthy body weight will help to keep more stress from being added to your muscles and joints.
Being given a fibromyalgia diagnosis means that in order to learn how to handle the demands on your body you’re going to have to make some changes. Listen to your body and learn what makes the condition worse for you and what seems to make the strain or pain not as severe.
Your body needs more sleep so make sure that you get the rest that you need in order to function. Since some people with fibromyalgia have to deal with insomnia and a lack of sleep can worsen symptoms, seek a doctor’s help right away if you start having bouts of sleeplessness.
The shopping season is officially in full swing and some of the best gifts that you can give are electronics. Most people love getting something in this category and you can find such a wide range of items - including accessories.
You can find something for everyone on your shopping list all at the same time. Electronics are the category of gift that is popular, often because of the technological advances made each and every year – so people want the latest, greatest gadget.
This makes a great gift for those you’re shopping for who enjoy watching sports or movies. This is an OLED TV and that stands for Organic Light-Emitting Diode. The difference between this kind of television and an LED one is that the OLED uses organic molecules.
The pixels in the TV are self-illuminating rather than like LCD ones which use LED for the backlight. Both ULTRA and OLED TVs are the hottest items among televisions and at the top of peoples’ wish list and with the Sony, you get both that in one.
The popularity stems from the fact that it gives one of the best picture images you can buy. But LED TVS are still popular, especially if they’re a smart TV like the TCL 55P607 55-Inch 4K Ultra HD Roku Smart LED TV.
For those on your list who already have a decent television, you’ll want to look at accessories. Or you’ll want to bundle these with the purchase of a newer TV. Projectors are one of the hottest selling items in electronics.
You can find gaming projectors, ones for use with home theaters, portable ones, some for business or education, and more. Projectors can be used by people who like to share photos or for use playing games, for people who enjoy showing films and more.
You can give these projectors as gifts to teachers, to gamers, for business colleagues or for family and friends. One of the hottest right now is the iCODIS G1 Mini Projector, which is so small it can fit in your pocket and it works with your smart phone.
Projector screens make great gifts for people who like a better viewing experience or for those who like to entertain - like getting together with friends to watch a movie or the latest game.
One of the accessories that you want to get for those you plan to buy electronics for could be a Blu-Ray or a DVD player. These are perfect gifts for people who enjoy watching things that you can’t get on cable or Netflix.
A hot category in electronics is home audio and theater. These gadgets have changed the way the way families get their entertainment. Now, you can stream music and entertainment faster than ever and for a much lower price than when home theaters first hit the market.
Home audio is hot because it can make listeners feel like they’re in the middle of the concert or in the center of the scene. Many of the home audio and theater systems that you can get will have a couple of different choices when it comes to speakers.
You can get them with surround sound or with the front speakers. The difference is found in the amount of speakers that you get as well as sound quality. Surround sound is more like the theater speaker experience than front speakers are.
This is the perfect gift for any of the music lovers that you know who like to listen to radio stations and enjoy wireless streaming. What people like about this system is that you can use it with the Bluetooth to control the system.
You can enrich the home theater and audio experience by adding one of the many sound bars. These can have an optical or analog connection and they can also have a wireless subwoofer.
With speakers, you’ll want to look at the kinds. You can get ones that will fit on a bookshelf and those are good for people who live in apartments or maybe a college dorm.
You can get the floor-standing kind or the ones that mount in a ceiling or in the wall. For those who are new to home theaters, you’ll want to buy the ones on your list with the whole system that includes speakers rather than giving them something like a sound bar or separate speakers since they’ll need to build their system from scratch.
They can upgrade speakers and other accessories later as they become more familiar with the technology and what they prefer. Headphones are one of the hottest items you can buy in home audio and theater and it’s high on everyone’s wish list - because not only are these used for movies and gaming, but they’re also used for music and things like streaming content.
You can also find MP digitals or SLR cameras. Each camera will vary in features like the wide range of zoom they’ll offer. Cameras and the related accessories make the perfect gifts for almost anyone.
Kids and college students love the nod to the past with the instant film style cameras while moms love the digital cameras. Men usually prefer the video cameras or the cameras that are made to fit with drones.
They love the idea of being able to play and shoot. Look for ones that say photography drones to match the camera. They also like the sports and action cameras. If you’re planning to give a camera as a gift for someone who loves photography or they’d like to pursue it as a serious endeavor, you really do need to go top of the line and look for something in the Nikon brand that’s suggested by most professionals.
But keep in mind that these cameras aren’t exactly budget friendly for some people - and many of them have hefty price tags of $1,000 to $3,000 or more. This will be in the FX series.
But odds are good that you might want to give a tripod to someone who’s a camera enthusiast. Most people who love photography enjoy camera lenses and you can find a variety of these and most of them are budget friendly.
You can also get some great gifts like smart phone holders and mounts. These make a phone easily accessible while allowing the driver to keep his or her hands free. It’s the perfect gift for someone who travels a lot, has a busy lifestyle and is often in the car, commuters, and teen drivers.
Dash cameras are a great gift idea for any driver. Not only can these handy devices record the local or long distance drive, but they also will record in the event of a car wreck so that you’ll be protected from other drivers who might try to say that the accident isn’t their fault when it is.
If you’re looking to give someone the gift of peace of mind, you can get them a GPS tracker, which is handy for a multitude of reasons. It can be used to keep track of young drivers, but it can also help recover the vehicle if an authorized driver or thief takes it.
One gift that fits almost everyone is a mobile WI-FI hotspot device. This helps people not only stay connected, but it can be used as a safety feature as well when someone is traveling in an area where they can’t get coverage.
Young drivers should always have access to either cell phones or other devices, so they can reach a family member or friend in the event of an emergency. They can’t do that if their cell phone goes dead.
You can give them the gift of a USB car charger for this purpose. Another gift that you can give is the gift of a radar detector. This can help save the receiver the high cost of a ticket as well as getting points taken off his license.
Of course, there are some items that are the most popular and on everyone’s Christmas list. There are two items topping the list this year and they’re GPS systems and subwoofer packages.
The good thing about a GPS system is that it’s a great gift for any driver, especially for new drivers or for drivers who do a lot of traveling. The Garmin DriveSmart 60 NA LMT GPS Navigator System is one of the best in GPS gadgets as well as one of the most reliable when it comes to directions.
You can find others in the same line but make sure you get the one that offers lifetime maps. Speakers for cars are another hot item on everyone’s list, but not just any speakers.
These can perform simple all the way up to complex commands. When it comes to technology, you’ll find that there’s a good portion of the demographic that prefer laptops over desktops.
However, desktops are still just as popular but you don’t hear about them as often as you do laptops. Desktops are particularly popular and high on the wish list among those who are older.
But they’re also still hugely popular among gamers. Many people who work from home prefer desktops in addition to laptops. So they’ll want both. Tablets are also very popular.
One of these is the All-New Fire HD 8 Tablet with Alexa. This one is high on the wish list for everything it has to offer, but also because of Alexa. With that, people can not only ask questions, but they can instruct the device to play music or do tasks like check to see what the weather is like.
You’ll want to do the person on your list a huge favor if you do buy that tablet or any other. Make sure that you also get one of the many cases that the person can use to protect the device.
This one is very popular and loaded with features like plenty of ram. What users love about it is the 360 degree hinge and the touchscreen. Both of those make it high on college students’ wish lists. They like the versatility of it plus it’s pretty sturdy.
With desktops, the kind that you’ll want to get matters according to the main purpose of use. So if you were buying a desktop for someone who was really into gaming, especially ones like live action virtual reality, then you’d look for a desktop that was known for VR play.
Many of those types of desktops can also be used for purposes like graphic design or different types of computer art. You can also get an all-in-one which are great space savers.
These computers can have the larger screens - including the popular and trendy curved ones. They offer a lot of power, storage and function in touch screens - including the 4K models.
Cell Phones and Accessories
Cell phones can do so much more today than they used to be able to do. It used to be that they were good for making phone calls or using them to set calendar reminders or alarms, but that was about it.
Now, a good cell phone with a decent operating system can do what a tablet can do and then some. Anyone can use a cell phone. Many people on your list might want to upgrade, but can’t necessarily afford to do that.
A cell phone would make a great gift for teens, college kids, moms, dads, and friends. When you’re looking at them, though, you have to pay attention to whether or not they’re locked or unlocked.
You want to get an unlocked phone if possible. If you get one that’s locked, it means that it can only be used with a certain carrier. So if you buy it for someone and they can’t use it with their carrier, then they’ll either have to switch cell phone providers or return the gift.
The Samsung Galaxy S8 Unlocked 64GB continues to be a top seller for its high customer approval thanks to its performance. With cell phones, there are plenty of accessories to go along with them.
Some of these are considered extras while some of them are must haves like screen protectors. You don’t want to buy an expensive phone for someone only to turn around have them drop it and shatter the screen.
While you can’t use this one for the PLUS version of the phone, it’s well known as one of the toughest cases that you can buy. When you’re buying cases, many them will already come with the screen as well - but you can buy these separately in the event a phone was dropped and the protective screen broke.
If you're like most people, you've probably convinced yourself that you don't have enough time. Whether it's time to work on your business, set new fitness goals, start a new business or just about anything…we often give up before we even start because we believe it's just not possible to fit in our busy lives.
Well, the interesting thing is, if you sit down and do the calculations, you'd be surprised at just how much time you really do have.
To make it easier to figure out how much time you actually have, download our free Time Calculator. It's a simple, but highly effective, spreadsheet that will reveal the time you actually have to work on things you've been putting off. And it will help you identify the time blocks you can use to your benefit each day.
Simply open the spreadsheet and you'll see all the days of the week across the top and then 60 minute time blocks on the side. These time blocks should start from the time you wake up to the time you go to bed, so you may need to make adjustments. You can also switch to 30 minute increments to be more precise, if you prefer.
In each time block, mark all the times you are busy. For example, include time at your job, exercise, family time, church, meal preparation and eating commuting, etc.
Then for open blocks, write in “1” for each hour block that you have free. If you switch to 30 minute blocks, enter “0.5”.
Once you've completed these steps, you'll see how much free time you have each day AND the total free time you have each week.
Of course, this calculation is just the first step in getting more done with your time and reaching those big goals you never though you had time for. From here, you'll need to connect that time to the goals you want to achieve.
That’s what we’re talking about today – finding the part of yourself that lets you create and grow an unbreakable, unapologetic sense of self that will release you of the need to be validated from outside yourself.
There’s no shortage of information on how to strengthen your relationship with your family, boss, or coworkers. However, you never hear about how to have a more productive relationship with yourself.
Your relationship with yourself is the most important relationship you have! Most of the trouble you have with yourself is that you don’t know yourself well.
You may have spent most of your life avoiding yourself. We don’t want to address our shortcomings or deal with uncomfortable thoughts. But you can’t escape yourself, so you might as well make friends.
Try these techniques to develop a stronger relationship with yourself:
Start your day with gratitude and positive thoughts. Instead of reaching over for your cell phone to check the weather or to see if your Clash of Clans village was raided overnight, spend the time on yourself. Mentally list a few things that make you grateful to be alive. Tell yourself something positive.
Give yourself the intention of having a good day.
List your positive qualities.
Get your day off to a good start with yourself.
Write in a journal. Your thoughts and life are worth recording. Take time each evening to write for a few minutes. You’ll gain a lot of insight and appreciation for your life. Show yourself that your life matters.
Let go of your avoidance behaviors. What do you do when you’re feeling emotionally under the weather? Shop? Eat? Get online? Instead of avoiding yourself, sit with yourself.
Just breathe and notice your feelings and body sensations. Avoiding them just prolongs the cycle.
In time, your negative emotions will dissipate without your attempts to hide from them.
Think of meditation as spending quality time with yourself. Begin with just a few minutes and extend the time as you feel more comfortable. You’ll learn how your mind works by meditating.
Spend time on your personal development. What do you feel the need to learn?
You spend so much time doing things for your boss, home, and family. Take a break and spend some time dealing with your own needs.
Have some fun. Plan some fun in your life. Get a monthly massage or meet a friend for ballroom dance lessons. It’s your life. Enjoy it.
Forgive yourself. You’ve made a few mistakes and missed out on a few sure-fire opportunities. That’s no reason to beat yourself up for the rest of your life. It’s time to let go of your past and forge ahead.
Groom yourself to a high standard. Take the time to shower each day and pay a regular visit to the barber or salon. Keep your grooming at a higher standard than others in your environment.
Take good care of yourself and show the world how much you mean to yourself.
Get help if you need it. No one can handle everything all of the time. Sooner or later, we all need help. That help may come in the form of a trusted friend or professional help. Get the help you need. Remember, you’re worth it.
How well do you know yourself? How well do you manage yourself? Both could always use a little enhancement. It’s not always easy to live with yourself, but remember that you have a lot to offer yourself!
Spend some time each day being good to yourself. Have some fun and spend some time on your personal development. Strengthen the most important relationship of all - the one with yourself.
Understand that you are relevant. You matter to the world. Your opinions matter. Your work matters. Your mere presence matters. You’ve already touched numerous lives in a positive way.
Understand that your greatest mistakes don’t define you. Your mistakes may have influenced your life, but they’ve only changed who you are if you’ve permitted it. It doesn’t matter how many mistakes you’ve made. Tomorrow is a new day.
Forgive someone that has wronged you. Forgiving doesn’t mean that you have to let them back into your life or give them another chance. It just means that you’re not going to spend any more time or mental energy holding onto your anger. Be good to yourself and let it go. You’ll impress yourself with your inner strength and enjoy the relief that forgiveness brings.
Think about the best compliments you’ve ever received. Bask in them. The most meaningful compliments are those that ring true in the depth of your soul. It’s exciting when someone else recognizes the best that we have to offer the world.
Take a stand for something you believe in. Be bold in your opinion of what’s right and wrong. Be willing to share your interests and hobbies with others. When you love yourself, you can do what interests you without the need for approval from others. Be proud of what’s most important to you.
Be kind to yourself. The world will be harsh enough on you. Make an effort to be kind to yourself. Remember your good qualities and your strengths.
Be of service to others. We admire those that give of themselves. You can admire yourself by spending some time each week helping to make someone else’s life a little easier or more pleasant. Find a charity or social organization that addresses a cause that’s near and dear to your heart.
Take care of yourself. See the doctor and dentist. Pay for a good haircut. Avoid dressing like a slob. Avoid being obsessed with your appearance, but give it the attention it deserves. Make an effort to look your best because you’re worth the time and effort.
Do something nice for yourself. Take the trip you’ve been putting off. Buy yourself a book. Take a class on a topic that interests you. Buy those expensive sheets for the bed. Don’t do it as a reward. Do it just because you’re wonderful.
Remember your greatest successes. Remember how amazing you are. You’ve done lots of great things. Remind yourself of them.