Estate Planning: You MUST Do These Things Before Getting Old

Estate Planning: You MUST Do These Things Before Getting Old

Estate Planning – You MUST Do These Things Before Getting Old!!!

Before you get too old. Do your kids a big big big favor and tell them elderly-couple-holding-handsa few simple things that will make life easier for them and yourself.  Don’t wait until it is too late to take care of your finances.  Start now!  

After spending the last few weeks trying to help my husband sort through his elderly parent’s finances I have come to realize that we must take care of this stuff before we get old and not after.  Countless calls to a lawyer and many grey hairs later I am ready to share with you my list of things that you should do before getting old.    

Estate Planning

~ Where your money is – What bank? Do you have more than one bank? Put their name on your accounts. (Yes, all of them!)
~ Who to contact for life insurance – Also, how much is the policy worth? Does it have a cash value in case you have medical expenses and your kids can draw against it?
~If you have long term care and who it is through – How much does the policy pay per day? Who do you contact in order to get it started? How long is the grace period?
~ Where your annuities are located – Put your kids name on the annunities and your IRA.
~ If you have CDs at the bank – How much are they worth and what bank.
~ Where your investments are and who to call to access them – Do you have more than one investment? Maybe stocks and bonds?
~ Where the car titles are and where the deed to the house is kept – Put your kid’s names on the title to the home as well as the car, boat, motorcycle, and that piece of land you bought and never got around to building on.
~ Write up your will and decide on a power of attorney and give a copy to the bank, your doctor, and lawyer.
~ Give your kids copies of your insurance cards along with doctor information.
~ Have a living will? You should!

estate-planning

Don’t leave your family to spend night after night trying to decipher what’s what in your life and where to go next for answers. You might not realize how much of a hassle all this can be but save your family the trouble. They are already going through you being sick or dead don’t let them do all this stuff too!!!!

Weigh In Wednesday – Week 1 – Day 6

Weigh In Wednesday – Week 1 – Day 6

Weigh In Wednesday – Week 1 – Day 6

Will it really happen? Will I weigh in today? Watch and find out!

 

I Can’t Believe I Really Cut It All Off – 25 Inches GONE!

I Can’t Believe I Really Cut It All Off – 25 Inches GONE!

I Cut It All Off – 25 Inches GONE!

Before

Before

I have had long hair for about 11 years. When I say long I mean all the way down to my butt long.  

I would get it trimmed every once in a while but I hated cutting it.

 One day my daughter and I were discussing front bangs and I told her how didn’t like them and would never get them.

Before

Before   

Of course she had to disagree with me and started browsing through google and trying to find a photo of a woman with straight bangs that I would love.

Now she has this need to convince me that she is right and bangs are rockin’! After about 15 minutes of showing me photos she comes across one and I am immediately in love.

I look over at her and throw her phone back across the room to her waiting hand. Smiling I tell her to call our hair dresser because I am getting my first real hair cut in 11 years. Bangs even! She is more than over joyed!

Before

Before

So after making the appointment and posting on social media for 3 days about how I’m going to take the plunge the day arrives.

I woke up with my hair wrapped around my neck/head for the last time!

No more having to wake up and move my hair to roll over in the middle of the night! No more having to wear hair clips just to bend over and see something.

No more having to hold my head away from chairs and car seats because my hair is too long and I have to keep it up so I don’t sweat to death. No more split ends and not wanting to cut them off. No more hot neck. No more hot back! No more hot sweaty days simply because I didn’t bring a hair tie.

No more having to worry about my hair breaking or making sure I give it nutrients to grow long. No more expensive hair spray to hold a heavy long curl. No more having to use hot rollers twice just to get a curl to stay half the day. No more having to have a hair clip in the shower just to wash it all.

No more smacking people in the face with hair when I move it off my shoulders or when just sitting in a car. No more your hair takes up more room than you in the pool. OMGosh NO MORE LONG HAIR!

Before

Before

I was super excited and way overwhelmed all at the same time. Making such a big life change was CRAZY but I was tired of all that HAIR!

After

After

The ‘Wal-Mart’ Stigma: Who are the ‘real’ people of Wal-Mart?

The ‘Wal-Mart’ Stigma: Who are the ‘real’ people of Wal-Mart?

The People Of Wal-MartI am an adult who had never shopped at Wal-Mart a day in her life until last year.

Okay, my mother and father might have taken me when I was a child. However, as an adult I had never willingly gone to Wal-Mart.

I knew that there was a certain negative stigma that comes with Wal-Mart and the people who work or shop there. I knew dirty people who worked at Wal-Mart.

I saw, just like everyone else, photos of people at Wal-Mart showing off their back boobs and men in Speedos checking out. I read the Google “fat costumes” article about Wal-Mart and their lack of decency. I was totally turned off by that store.

I felt like the people who shopped at Wal-Mart were below me. I don’t wear sweatpants out in public…like EVER! I don’t have crazy hair! I don’t have back boobs! I don’t wear nude leggings either.

The People Of Wal-MartI dress appropriately for my age. I love my kids and would never strap them to the bottom of a cart. I would never have poop stains let alone leave the house with them. I have self decency.

It seemed that the people who went to Wal-Mart did NOT!

I was wrong. I will be the first to admit it. I went to Wal-Mart last year. I learned so much about people and myself during this time.

1. Not everyone who goes to Wal-Mart is homeless – The people who shop at Wal-Mart are not homeless nor do they lack common sense. Some dress like they have no place to live but those people are the ones who don’t care what others think about them. I want to be more like that. I want to be able to walk out of the house in the middle of the night in my pjs to get meds for my kid without feeling judged too. (however, I will never leave the house without makeup) That must feel liberating! I am too judgmental of myself.

2. You look better than 99.99999999% of everyone there – Let’s face it. Wal-Mart is known for it’s crazy looking people. Need an esteem boost? How about a little pick me up? Go to Wal-Mart! I don’t even have to walk all the way inside sometimes. Just walking up to the door is enough for me.

3. You DO NOT have to wear spandex to shop at Wal-Mart – From photos on the web I was for certain that you had to wear spandex to shop at Wal-Mart. Preferably nude, two sizes too small spandex. I have since learned that you do not.

4. Their prices are great – We all know that some stuff at stores is priced higher. I’m not saying that Wal-Mart doesn’t do that too. However, I am saying that when I shop at a regular store versus Wal-Mart I do end up spending less. (What’s a “regular” store? Anything that is not Wal-Mart I consider a regular store.)

5. It’s an everything store – Groceries and clothes and electronics and paint and car repair and pet store and automotive store and why wouldn’t you shop here store? I was naive. I can now go to Wal-Mart and have my tires rotated, get a new car key made, while waiting on my living room paint to be mixed, grab the kid’s soccer shorts he needs for school, the daughter’s jewelry was fixed and is ready to be picked up at the jewelry counter, and I can get dinner for tonight even hot food all at one place. That’s a win, win, win!

The People Of Wal-Mart

I do not see people taking photos ever. I was always worried I’d be in the background of a Wal-Mart person’s photo shoot.

I have never witnessed someone posing in the dairy section for their senior photos.

I haven’t seen people having sex on the futons either. (bummer?) I do see strange people but that’s part of the fun.

I had totally the wrong idea of what this store was. Wal-Mart is just a regular store with a little something extra…everything!

I’m waiting for a nail salon and photo studio to come to our local store. Then my life will be complete.

www.QueenBeeing.com/DIY

www.QueenBeeing.com/DIY

Things Only Introverts Understand: 5 Ways to Survive Going in Public

Things Only Introverts Understand: 5 Ways to Survive Going in Public

“There is a tremendous difference between alone and lonely. You could be lonely in a group of people. I like being alone. I like eating by myself. I go home at night and just watch a movie or hang out with my dog. I have to exert myself and really say, oh God, I’ve got to see my friends because I’m too content by myself.” ~ Drew Barrymore

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I know I’m not alone when I say I would rather stay in and watch a movie on Netflix than go out and watch one at a theater.

I don’t even want to go stand in line at Redbox and rent a movie because that would mean I have to be next to other people.

Spending time at home and with my select friends and family is enough excitement for me. My social needs are met with a video game and a bag of veggies. (I would say chips but I am on this health kick…be healthy!).

There are moments in my life when I did not leave the house for weeks at a time. The only people I saw were my husband and children. I like it that way.

I know that I have to go out into the world and function. I do not have to like it but it must be done. I could shop only at Wal-Mart. However, there are some things that you cannot do at Wal-Mart like pick your kid up from school and attend your child’s soccer game. Here is how I stay sane. (or insane if that’s how you want to look at it.)

1. Limited eye contact – I limit how much eye contact I have with everyone I meet. The less our eyes meet the less you will want to talk to me.

2. No conversation – The worst thing is when you are checking out at the grocery store with $200 in food and all the lady who’s ringing you up wants to do is chit chat about how she found her missing dog. Listen, I’m happy for her and the pup but I don’t want to hear about it. A simple “hello” and “have a good day” is almost too much in the first place.

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3. Don’t smell – People smell terrible. Avoid smelling anyone at all times. I can smell a person who didn’t take a bath or brush their teeth from an aisle over. I bury my face in my scarf or my husband’s shoulder whenever we pass someone. Yes, there are those of you out there that use cologne and bathe regularly. I apologize to you. However, I am still going to hold my breath whenever you pass me because I cannot smell you.

4. Be nice – Being as nice as possible to those people who must talk to you is key. The nicer you are the more helpful they will be and the faster you can leave and go back home.

5. Don’t be afraid – No one knows that you are an introvert. No one knows you want to run away and crawl home instead of smiling one more fake smile. Everyone picks their kids up from school. Everyone goes to the mall. People go grocery shopping. Just remember that blending in is our best bet. Get done what you need to get done and then get back home.

Blend

 

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