Estate Planning – You MUST Do These Things Before Getting Old!!!
Before you get too old. Do your kids a big big big favor and tell them a few simple things that will make life easier for them and yourself. Don’t wait until it is too late to take care of your finances. Start now!
After spending the last few weeks trying to help my husband sort through his elderly parent’s finances I have come to realize that we must take care of this stuff before we get old and not after. Countless calls to a lawyer and many grey hairs later I am ready to share with you my list of things that you should do before getting old.
~ Where your money is – What bank? Do you have more than one bank? Put their name on your accounts. (Yes, all of them!)
~ Who to contact for life insurance – Also, how much is the policy worth? Does it have a cash value in case you have medical expenses and your kids can draw against it?
~If you have long term care and who it is through – How much does the policy pay per day? Who do you contact in order to get it started? How long is the grace period?
~ Where your annuities are located – Put your kids name on the annunities and your IRA.
~ If you have CDs at the bank – How much are they worth and what bank.
~ Where your investments are and who to call to access them – Do you have more than one investment? Maybe stocks and bonds?
~ Where the car titles are and where the deed to the house is kept – Put your kid’s names on the title to the home as well as the car, boat, motorcycle, and that piece of land you bought and never got around to building on.
~ Write up your will and decide on a power of attorney and give a copy to the bank, your doctor, and lawyer.
~ Give your kids copies of your insurance cards along with doctor information.
~ Have a living will? You should!
Don’t leave your family to spend night after night trying to decipher what’s what in your life and where to go next for answers. You might not realize how much of a hassle all this can be but save your family the trouble. They are already going through you being sick or dead don’t let them do all this stuff too!!!!
“[My husband] would go mental if I started dressing like a wife! He likes me when I’m a rock n roll kind of a girl.” ~Kate Moss
Look, I’m well aware of the controversy that was stirred up in the blogosphere when supermodel Kate Moss made the statement quoted above. But the woman had a point–and I don’t mean that all wives dress like crap.
I mean that many wives become a bit…complacent…after awhile. (I know because I’ve been there, too!)
Some women even justify walking around in sweats and tshirts day and night, week after week, and get offended when you suggest that they do otherwise.
Those women might as well just either stop reading now, or change their minds and prepare for a dose of tough love–because I’m about to drop some truth bombs.
So, I’ve been married a hundred years or so (ok, really, it’s closer to 15, but still). And I know that a lot of women in my position (and in fact, a lot of women in long-term relationships, in general) are likely to eventually slow down on the getting all dolled up.
“Kate Moss and I don’t have much in common, but I think she is quite right to avoid dressing ‘like a wife’,” writes Helen Kirwin Taylor. “By this, she means she’s refusing to adopt the slovenly uniform of tracksuit bottoms and shapeless tops so many women embrace when they no longer have to worry about snaring a man. I would never think about sitting down for dinner with my husband without slipping into something stylish and alluring, brushing my hair and applying lipstick.”
Helen, I am totally with you, girl.
Wives: Why You Should Still Care About Your Appearance
Obviously, if you want to be considered a hot wife, you need to consider how your appearance is perceived.
Sure, you might think it’s shallow–but my guess is that since you’re here reading this post, you know that this stuff goes a little deeper than one might realize at first glance.
I still get all dolled up on a pretty regular basis–in fact, I literally will not leave the house unless I look reasonably cute.
While my husband sometimes pretends this annoys him (because sometimes it takes me a minute to get ready), the truth is that he appreciates the fact that I care about how I look–because it makes me more attractive to him. I know this because he says so.
I also make an effort to look cute even when I’m working at home or just lounging around the house.
Why do I do it? Well, let me spell it out for you.
Because he works with tons of hot women (hello ladies!)
My husband works in a corporate office full of beautiful, stylish and intelligent women. While he would never say so, I know that if he came home to a frumped up mommy-stereotype each day, he might start noticing the ladies he works with for more than their fun personalities and ability to work well with him.
I don’t need to compete–I know he loves me and would never do anything to hurt me, regardless of what I look like–but still, I prefer to keep his attention on me, so I make sure to pay attention to my appearance.
Because it makes me feel better about myself
The truth is that the primary reason I care about how I look so much is that I simply FEEL better when I look better. And I’m not alone–just think about it. When was the last time you felt particularly beautiful? Let me guess–it probably involved a really good hair day, or one of those perfect outfit days. Yep.
So, take care of your appearance and you feel better–then you become more self-confident, friendlier, more fun and generally HOTTER. It’s true.
Because it makes my relationship stronger
I know, appearance SHOULDN’T matter, but the fact is that it does. You see, it’s really easy to get so comfortable with each other that you forget to care what your spouse thinks about how you look. And maybe he forgets too–but most likely, he’s well aware of it.
Even if he’s one of those awesome guys who totally loves you and would never even consider straying, he still notices–and he will appreciate it if you make an effort to be attractive for him.
So, in addition to your self-confidence and your actual more attractive appearance, your better attitude will shine through, and that, my friends? That makes you super hot–and I promise you, he WILL notice.
While there is no one look that can be called hot, making an effort with your appearance on a daily basis can literally improve the quality of your life–and of your marriage.
What do you think? Do you make an effort to look HOT for your husband? Why or why not? What tips would you offer other wives? Share your thoughts, experiences and ideas in the comments section, below.